Amy Spencer is sporting one of our favorite modern, below-the-knee pencil skirts featuring pinstripes and a tie-waist. She pairs lighter neutrals (grey, white, and a chunky leopard print heel) together for a city-ready style, while showing off her tan with a cropped jumper. Skirt: Zara, Top: Topshop, Jacket: Topshop, Purse: Paul's Boutique, Shoes: Missguided
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