Tier I = CET1 Other perpetual securities Other Tier I securities + + Tier I minority Interests + Noncumulative perpetual preferred stock + (1) (2) (3) (4)(5) + Regulatory adjustments (6) Tier I Capital  Broader definition of capital: includes options other than common equity for absorbing losses 11 (1)Common stock Tier 1 (CET1) (2)Instruments with no maturities date or incentive to redeem (may be called within 5 years of issue if replaced with better capital) (3)Perpetual prefer stock that does not cumulate (4)Tier I capital of minority interest not included in CET1 (5)Securities issued under small business jobs act 2008 that qualify as Tier 1 equity capital (6)Technical adjustments made to additional Tier I capital
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