Looking at new uses via Special Interest Groups Universal Credit Potential to use prepaid cards for a proportion of UC recipients to enable them to receive funding electronically and better manage their finances Developments may include multiple wallets on a single card Currently being trialled by housing associations and credit unions Personal Health Budgets (PHBs) All recipients of continuing healthcare have the right to a PHB by April 2014 Potentially £2.5bn available by PHBs by April 2015 Clinical Commissioning Groups have no experience of handling direct payments Potential for Councils to deliver the service on behalf of CCGs
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