In this Jan. 9, 2017, photo, Andrea Ledesma, second from right, talks with her mother, Cheryl Romanowski, at Classic Slice pizza restaurant, where Ledesma works, in Milwaukee. Ledesma, 28, says her parents owned a house and were raising kids by her age. Not so for her, even though she has a college degree. With a median household income of $40,581, millennials earn 20 percent less than boomers did at the same stage of life, despite being better educated, according to a new analysis of Federal Reserve data by the advocacy group Young Invincibles. (AP Photo/Carrie Antlfinger)
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