"Non-GAAP Financial Measures The information disclosed in this presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including statements regarding anticipated ""internal revenue growth,"" ""adjusted EPS,"" ""adjusted EPS growth,"" ""free cash flow conversion,"" ""adjusted operating margin expansion"" and items impacting adjusted operating margin expansion. Statements can generally be identified as forward-looking because they include words such as ""believes,"" ""anticipates,"" ""expects,"" ""could,"" ""should"" or words of similar meaning. Statements that describe the company's future plans, objectives or goals are also forward-looking statements. Forward-looking statements are subject to assumptions, risks and uncertainties that may cause actual results to differ materially from those contemplated by such forward-looking statements. The factors that may affect the company's results include, among others: pricing and other actions by competitors; the capacity of the company's technology to keep pace with a rapidly evolving marketplace; the impact of market and economic conditions on the financial services industry; the impact of a security breach or operational failure on the company's business; the effect of legislative and regulatory actions in the United States and internationally; the company's ability to comply with government regulations; the company's ability to successfully identify, complete and integrate acquisitions, and to realize the anticipated benefits associated with the same; the company's ability to successfully complete the sale of a 55 percent interest of its Lending Solutions business (the ""Lending Transaction"") on the anticipated terms and timeline or at all; the impact of the company's strategic initiatives; and other factors included in the company's filings with the SEC, including its Annual Report on Form 10-K for the year ended December 31, 2016, and in other documents that the company files with the SEC. You should consider these factors carefully in evaluating forward-looking statements and are cautioned not to place undue reliance on such statements. The company assumes no obligation to update any forward-looking statements, which speak only as of the date of this presentation. This presentation includes the following non-GAAP financial measures: ""adjusted revenue,"" ""internal revenue,"" ""adjusted operating income,"" ""adjusted operating margin,"" ""adjusted EPS,"" ""adjusted EPS excluding the Lending Transaction,"" ""adjusted net income,"" ""free cash flow"" and ""free cash flow conversion."" These non-GAAP measures are indicators that management uses to provide additional comparisons between current results and prior reported results and as a basis for planning and forecasting future periods. We believe that these measures provide additional insight into our operating performance. Additional information about these measures and reconciliations to the nearest GAAP financial measures, to the extent available, are provided in the appendix to this presentation. ® 2 © 2018 Fiserv, Inc. or its affiliates. FORTUNE Mag2014 
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