Ava Pettit, 8, left, hugs the family dog, Zoe, Tuesday, June 27, 2017 in Webster. About a year ago Zoe bit Ava in the face while jumping for a treat. Ava's parents rushed her to a hospital in their insurance network, but while there, four out of the five doctors who treated Ava were not in network, leaving the family with a $5000 bill. The family ended up paying $3600 after negotiations. ( Michael Ciaglo / Houston Chronicle )
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