Credit Reports, Evaluation and Scoring (continued) Your Rights With the Credit Bureau 70% of Americans have at least one negative remark on their credit report and almost 50% of reports contain incorrect or old information, so: Be proactive: you can change things Review your report and report inaccuracies for investigation If applicable, add a statement to protect yourselfit is worth the time Recent laws have entitled you, depending on your state, to get a copy of one credit report each year
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