The obligation provide an information Onus probandi re provision of the information lies upon the credit lender The obligation of the consumer credit lender to evaluate the creditworthiness of the consumer The principle of responsible lending is indicated, however, the content of this principle is not provided in the law The principles of the responsible lending and evaluation of the consumer creditworthiness is adopted by Supervisory institution and the rules of the evaluation of the consumer creditworthiness shall be adopted by the credit lender The consequences in case the credit lender does not properly evaluate the creditworthiness of the consumer – the interest rate in case of late payments and any charges payable for default do not apply if the circumstances which were not properly evaluate d cause the late payment 8
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