Photo taken 23 April 2007 shows a man sending money through a pioneering mobile phone service called M-Pesa, in Kenya's capital, Nairobi. M-Pesa [Pesa being swahili for money] has sky-rocketed in popularity for its low costs and convenience as users can send and receive money from remote areas through a mobile handset and at onlt a fraction of the cost of sending money through banks, courier and money transfer services. AFP PHOTO/TONY KARUMBA (Photo credit should read TONY KARUMBA/AFP/Getty Images)
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